Buying or selling a home is one of the most important decisions a person will have to make in their lifetime. This experience can be daunting unless you are working together with a professional real estate broker who understands the process. If you are thinking about engaging in the buying process, contact me. Selling Your [...]

A seller should never underestimate the importance of making a good first impression on a potential buyer. Here are a few simple tips that can help increase your home’s appeal and value: An Appealing Exterior: Keep the front walkway swept Remove newspapers, bikes and toys from the front walk or yard Park extra cars away [...]

Your first step in the process of buying a home is to determine how much you can afford to borrow. A basic rule of thumb is that a lender will want your monthly mortgage payment to be no more than 29% of your monthly gross income. There are many different mortgage programs available and it [...]

Your lender will require you to get an appraisal of the house you want to buy, to make sure it is worth the money that you are borrowing. You may select your own appraiser, or you may ask your mortgage broker to help you with this task. Homeowner’s Insurance Lenders require that you have homeowners insurance, [...]

Once you have entered into Purchase and Sales Agreements, you will need to schedule a home inspection, conducted by an independent authorized inspector. It is extremely import to hire a reputable inspector so that you know exactly what you are buying. Do not hesitate to ask friends, family, your Realtor and co-workers for advice. If you are [...]

When it comes time to close on your new home, your lender will require that you have homeowner’s insurance in place to protect both your interests and theirs. We encourage you to contact our insurance division for a free no obligation personalized quotation for this very important coverage. The Slocum Insurance Agency is an Independent [...]